PENGARUH PENGETAHUAN KEUANGAN, PENGALAMAN KEUANGAN DAN PERILAKU PENGELOLAAN KEUANGAN TERHADAP KESEJAHTERAAN KEUANGAN
Keywords:
Financial knowledge, financial experience , financial management behavior , financial walfareAbstract
This study analyzes the influence of financial knowledge, financial experience, and financial management behavior on financial well-being, both partially and simultaneously. The study used a survey method with a verifiable approach and an interval scale of 1-10. The object was an elementary school teacher in Korwil, Cigugur District, with a population of 225 people and a sample of 157 respondents taken using the Proportional Stratified Random Sampling method based on the Slovin formula. The data were analyzed using instrument tests, classical assumption tests, and hypothesis tests through IBM SPSS 23. The results showed that simultaneously, financial knowledge, financial experience, and financial management behavior affected financial well-being. Partially, these three variables have a positive and significant influence. This study emphasizes the importance of good financial management to improve financial well-being.
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